Hot Money List

Q: HOW DO I GET STARTED?

Q: HOW DO I EARN MONEY?

Q: WHAT IS MY BREAK-EVEN POINT?

Q: HOW DO I MAXIMIZE THIS OPPORTUNITY?

These questions, and other important questions you may have, are fully answered below. All aspects of the Pay Plan are broken down for quick and easy understanding.

A game-plan for getting started fast and for maximizing your potential earnings has been laid out. We will be adding more content as you, our members, bring them to our attention. Please take your time to review every question and its answer as carefully as you can.

Q: What is the cost to participate in HotMoneyList?
A: It is FREE to join HotMoneyList and enjoy several benefits without having to pay a dime. In order to participate in the HML affiliate program, one is required to be a paid member. The cost of this membership is only $19.95 per month. See Q & A below to see how to make that a ONE TIME out-of-pocket expense.

Q: Why do you have a monthly pay program when most programs coming out now are 'one-time' pay programs?
A: First and foremost, 'one-time pay' programs are just like the name says...you also get paid just once. We want to pay you EVERY MONTH, month after month, What we have done is create a game plan that is designed to allow anyone to make enough money so that their monthly subscription is no longer an issue.

The real question each of us should be asking - if we are serious - is this:

WHAT DO I HAVE TO DO IN ORDER TO MAKE THE $19.95 START-UP COST A ONE-TIME OUT-OF-POCKET EXPENSE? Take a look at this: If you sponsor others, we pay you Fast-Start commissions; when your referrals sponsor others we pay you $10 on their 1st referral and their 1st and their 1st...to infinity! If you do not sponsor others we pay you Matrix commissions in your very 1st month!

PAY CLOSE ATTENTION HERE - THIS WILL BLOW YOUR MIND:

We will do this with an illustration - but first take note of the fact that you can have ONLY 4 on your 1st Level, whether from spillover or your personal referrals. Whether they are sponsored by you or not...you are in profit!

Let's say that you personally sponsor only 2 out of the 4 on your 1st Level and the other 2 on your 1st Level come from up-line spillover. Let's see how your income begins pile up. Just from those 2 personal referrals alone you would earn $20.00!!!

Here's HOW: Your 1st Referral - The Fast-Start Bonus of $10.00 from your 1st referral goes to your sponsor as a 1-UP Fast-Start Bonus but because that 1st referral falls on your Level One, you ALSO earn Matrix Commissions of $5.00! Total earned by sponsoring ONE = $5.00.

Your 2nd Referral - The $10.00 Fast-Start Bonus from your 2nd referral comes to you PLUS, because that 2nd referral falls on your 1st Level, you ALSO earn Matrix Commissions of $5.00. Total earned by sponsoring your 2nd member: $10.00 + $5.00 = $15.00. Add it ALL together - Matrix Commissions $5.00 + $5.00 + Fast-Start Commissions $10.00 = $20.00 = BREAK-EVEN POINT!

What about the other 2 members (from upline spillover) out of the 4 on your 1st Level? Well, you earn Matrix Commissions of $5.00 on EACH = $10.00!

Let's recap: As you can clearly see, if you sponsor just 2 of the 4 members that fall on your 1st Level, you end up earning a TOTAL = $30.00!

Q: What do I receive for the membership?
A: We have put together a very valuable membership package even for FREE members. Take a look at the 'DETAILS' page to see the full range of products and benefits you get as a FREE member and as a active paid member. More products and benefits will be added in the coming weeks and months.

Q: Can I participate in the program if I live outside of the US?
A: Absolutely! We are a worldwide opportunity and we welcome all international members. Just be sure you have an AlertPay account to be able to receive your earned commissions.

Q: I just upgraded and I see there are 2 different referral links - One for the .com site which has my username in the link and the other for the.biz site which has my numerical id. Which one should I use while promoting ? Is there any difference ?
A: When promoting, please use only the www.hotmoneylist.com/?username site. This is the only way others can review the details and also join. The dot biz site is basically a paid members ONLY back office site and others cannot join from this site.

Q. Do I have to sponsor affiliates in order to earn commissions and bonuses?
A. No, there is no requirement to sponsor in order to earn commissions in the Basic 4x4 Forced Matrix. You can earn up to $612.00 per month without sponsoring a single person. However, in order to earn the Fast-Start, Infinity Fast-Start & 5th Level SUPER Bonus Commissions, you do have to sponsor others. For 5th Level Bonuses, we require that you have at least 2 personally-sponsored members.

Q: How can HML pay Fast-Start commissions and Matrix Commissions in the 1st month? I have never seen any Pay Plan that did this.
A: Great question and here's the answer: As you may already know, most Pay plans do not pay matrix commissions in the same month (usually the 1st month) that they pay Fast-Start commissions. What this means for those who do not sponsor anyone in the 1st month is that they would need to come up with the monthly subscription cost come the renewal date in the second month.

As you can see, out of every $19.95 subscription, HML pays out $19.00 in commissions. We had considered paying bigger Fast-start & Infinity commissions but after carefully looking at the best ways to give ALL of our members some taste of success, we decided against it and instead opted to split the $19.00 so that we would pay $10 in Fast-Start & Infinity Commissions and $9.00 would be put into the matrix in the very 1st month so that everyone has a chance to experience some significant level of success in their 1st month.

Those who sponsor others would earn Fast-Start, Infinity Fast-Start Commissions AND Matrix Commissions and those who are yet to sponsor others would also have a chance to earn Matrix Commissions in their very 1st month!. With our Pay Plan, no-one is left behind and EVERYONE has a very realistic chance to earn enough to cover their monthly subscription.

Q: Are there any incentives for the business builder and recruiter?
A: Yes! as a matter of fact, the Fast Start/Infinity Fast-Start Bonus features gives you a potentially unlimited income as there is no limit to the number of members you can personally refer! But the most attractive incentive we have is the 5th Level Super Bonus Commissions that anyone who sponsors just 2 others qualifies to earn every month! See more info below.

Q: Why don't you pay 5th Level Commissions in the 1st month?
A: We do not pay 5th Level commissions from the 1st month's subscriptions and here's a good explanation for that: HML pays a whopping $19.00 in commissions out of every $19.95 subscription. All of the $19.00 out of every 1st month subscription goes towards Fast-Starts ($10.00) & 4x4 Matrix Commissions ($9.00).

Out of every 2nd month subscription (and all subsequent months), $19.00 is still being paid out in commissions - $9.00 is still being paid out in the 4x4 Matrix but now $10 goes to pay out 5th Level SUPER Bonus Commissions.

Q: Why do I need to sponsor two members in order to earn 5th Level SUPER Bonus Commissions?
A: If you have been in this Network Marketing industry for some time, you must have noticed that almost every program out there is singing the same old song of 'No Sponsoring Required'. Many so-called experts are always telling us that the 'average' person just cannot sponsor anyone. They are counting on many of us jumping on the 'Pre-Launching NOW'-'Get Spillover- 'No Sponsoring Required' bandwagon expecting to earn $100,000 in months - just for joining early.

Folks at some point, we just have to be realistic. Some of us will accept this and some will wait to go through all sorts of failure and disappointments before they come to the conclusion that each of us has to be an active participant in our quest for the liberating success that is possible in this industry.

When we designed the HML Pay Plan, we decided to let EVERYONE earn up to $612.00 in Basic 4x4 Matrix Commissions without any requirement to sponsor anyone. After that we make you an offer you just cannot refuse! We are going to allow you to see ALL the members that fall on the 5th Level and we are going to let you know that all you have to do earn $10 on EACH of them is sponsor 2 members into HML. We figure that everyone will do whatever they have to do in order to earn the commissions that are theirs for the asking when they can see 30 or 57 or 148 or 396 or 903 members (up to 1024 members) on their 5th Level and knowing ALL they had to do before end of month is qualify by sponsoring just 2 others.

We are asking EVERYONE to be stronger than 'they' want us to believe we are! We are asking YOU to step up and take this 5th Level money...JUST DO A LITTLE WORK! Those 5th Level SUPER Bonuses just waiti ng for us to be just a little pro-active are a very strong incentive and that is what will make HML grow with pro-active members earning Fast-Start & Infinity Fast-start commissions plus very generous Matrix commissions.

Q: Exactly How Does The 1-UP Feature Of The Pay Plan Work?
A: When you refer your 1st member, this counts as your 1st subscription sale and that goes to your sponsor as a 1-UP Fast-Start Commission Bonus. That is your QUALIFYING SALE. What that means is this:

YOU are now fully qualified to start receiving 1-UP Fast-Start Commissions from EVERY subscription sold by EVERY member you refer. No limit to how many you can refer and earn direct 1-UP commissions on.

Let's say that after you join HML Free and then you upgrade to a paid Pro Member, you refer Felix, Esther, Valmore, Eugene and Donovan. Felix is your 1st referral and the $10 Fast-Start Commission would be your Qualifying Sale and that would go to your sponsor as a 1-UP Bonus and now that you are qualified, all the $10 Fast-Start commissions from sales to Esther, Valmore, Eugene and Donovan would come to you as Direct Fast-Start Bonuses.

Then it gets really interesting as the 'Snowball Effect' comes into play when your referrals, Esther Valmore, Eugene and Donovan start referring others to HML. Each of them starts a POWERLINE for you that can pay you INFINITELY as you earn $10 from all the sales made by your direct referrals...and then $10 from sales made by their 1st direct referrals...and $10 from sales made by their 1st direct referrals and so on infinite levels below you!

NOTE: Felix is your 1st referral and even though his 1st sale goes to your sponsor as a 1-UP Fast-Start, Felix still goes into your 4x4 Matrix and you earn matrix commissions from that sale. How cool is that?

Why would Esther, Valmore, Eugene and Donovan want to refer others into HML to ensure the 1-UP Bonuses?

Simply put...HML provides a very strong INCENTIVE to refer others. We pay $10 for every sale made by those who fall on your 5th Level and to qualify to earn these SUPER Bonuses, all anyone has to do is 'sponsor 2 or more. When someone aiming to qualify for 5th level bonuses sponsors 2, they kill two birds with one stone: their 1st sale goes to their sponsors and that qualifies them for the 1-UP Bonuses ans secondly, they become qualified to earn commissions on the 5th level! That is POWERFUL!

Q: Do you accept Credit and Debit Cards?
A: Yes, we accept credit card payments processed through Alert Pay and Solid Trust Pay.

Q: How and when do I get paid?
A: ALL Commissions - Fast-Start, Infinity Fast-Starts & Matrix - are paid weekly through AlertPay.

Q: Can I change my sponsor?
A: No, once you join there can be no changes made. Please be sure you are under the correct sponsor before you complete the enrollment process. If you must absolutely change sponsors, then the only way to do it is to enroll under the sponsor of your choice and make your payment. Note that there can be no refund on your 1st enrollment.

Q: Will I need to fill my 4x4 matrix all by myself?
A: If you can...sure! But you will not have to. Remember, there will be other people above and below you who will be working just as hard as you, and a lot of action generated by them could end up helping you build your 4x4 matrix. You need to focus on only 2 things: First, doing your part to 'add to the network'- ie sponsor others and second, help your personally-sponsored members to do their part. Do not wait for "Spillover". Just do your part and the success you have always wanted will only be a matter of time!

Q: How much can I earn with HOTMoneyList?
A: Your income potential is unlimited! It's up to you and your organization how much money earn. If you simply want to earn $600 - 1000 monthly... you now have the plan! If you want to go for the really big dollars on the 5th Level and also from the Fast-Starts & Infinty Fast-Starts...all you have to do is refer 2 or more to HML and you will earn the income you want.

Q: How do I recover my password?
A: Click Here and enter your email address.

Q: How do I update the information on my profile?
A: It is simple: just make the changes you want to make, enter your current password and click on 'Update' If you do not enter your current password, the update will not be successful.

Q: Am I allowed to have multiple memberships?
A: No. we do not allow multiple me mberships but because we want to give our members the opportunity to earn more than one matrix can provide, we allow members to acquire a New Profit Center once they have the first 3 levels of their first matrix filled.

If you need further help please feel free to use the contact us link at
http://www.hotmoneylist.com/contactus.php